FAQ
Agrim Fincap Pvt. Ltd. is a Reserve Bank of India (RBI) registered Non-Banking Financial Company (NBFC) that provides affordable financial solutions to underserved segments. We offer secured and unsecured loan products including home loans, MSME loans, and personal loans with a focus on rural and semi-urban customers.
Any Indian resident aged 21–65 years with a steady source of income — whether salaried, self-employed, or engaged in agriculture/business — can apply for a loan. Eligibility is assessed based on income, repayment capacity, credit history, and the nature of the loan product.
You typically need to submit KYC documents (Aadhaar, PAN card), proof of address, income proof (salary slips, bank statements, ITR), passport-size photographs, and property documents (for secured loans). Specific requirements may vary by loan product.
Agrim Fincap strives for quick turnaround. Once all required documents are submitted, loan approval typically takes 3–7 working days. Disbursement follows shortly after agreement signing, subject to verification and compliance checks.
Loan repayment can be done through EMIs (Equated Monthly Instalments) via NACH (auto-debit), online bank transfer, or at our branch offices. We offer flexible repayment tenures to suit your financial situation. Please contact our team at care@agrimfincap.com or call 1800-309-2760 for details.
You can raise a grievance by writing to our Grievance Redressal Officer at gro@agrimfincap.com or contacting our Nodal Officer at nodal.officer@agrimfincap.com. You may also call us at 0120-4643707. We are committed to resolving all complaints within the stipulated RBI guidelines timeline.
